{"id":2353,"date":"2026-05-08T13:19:39","date_gmt":"2026-05-08T13:19:39","guid":{"rendered":"https:\/\/www.deepakbansal.com\/blog\/?p=2353"},"modified":"2026-05-08T13:19:39","modified_gmt":"2026-05-08T13:19:39","slug":"angel-investors-for-fintech-startups-in-india-and-usa-powering-the-future-of-financial-innovation","status":"publish","type":"post","link":"https:\/\/www.deepakbansal.com\/blog\/2026\/05\/08\/angel-investors-for-fintech-startups-in-india-and-usa-powering-the-future-of-financial-innovation\/","title":{"rendered":"Angel Investors for Fintech Startups in India and USA: Powering the Future of Financial Innovation"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Fintech has become one of the most transformative sectors in the global startup ecosystem. From digital payments and lending platforms to blockchain-based financial systems and neobanking solutions, fintech startups are reshaping how individuals and businesses manage money. In this fast-evolving industry, <strong>angel investors play a critical role in funding early-stage innovation<\/strong>, especially across high-growth markets like India and the United States.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The collaboration between India and the USA in fintech investment is particularly strong because both ecosystems complement each other. India offers scale, rapid adoption, and cost-efficient innovation, while the USA provides deep capital markets, regulatory maturity, and global financial infrastructure.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">What Are Angel Investors in Fintech Startups?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Angel investors are high-net-worth individuals who invest their personal capital into early-stage startups in exchange for equity. In fintech, they typically invest during:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Idea stage<\/li>\n\n\n\n<li>Pre-seed stage<\/li>\n\n\n\n<li>Seed stage<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">These investors are often:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Former bankers or financial executives<\/li>\n\n\n\n<li>Successful fintech entrepreneurs<\/li>\n\n\n\n<li>Tech investors with financial domain expertise<\/li>\n\n\n\n<li>Early-stage venture specialists<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Unlike institutional investors, angel investors are more flexible and often take a hands-on role in guiding startups.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Why Fintech Startups Attract Angel Investors<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Fintech is one of the most attractive sectors for angel investors due to its massive disruption potential.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. Large Market Opportunity<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Financial services represent a multi-trillion-dollar global industry. Even small innovations can scale rapidly.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">2. Digital Transformation of Finance<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The shift from traditional banking to digital-first financial services has created enormous opportunities for startups.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">3. High Scalability<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Fintech products such as payment apps, lending platforms, and digital wallets can scale quickly across geographies.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">4. Strong Exit Potential<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Successful fintech startups often attract:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Venture capital funding<\/li>\n\n\n\n<li>Bank acquisitions<\/li>\n\n\n\n<li>IPO opportunities<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">India and USA: Two Fintech Powerhouses<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">India: Rapid Adoption and Digital Expansion<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">India has become one of the world\u2019s fastest-growing fintech markets due to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>UPI-based digital payments ecosystem<\/li>\n\n\n\n<li>Massive unbanked and underbanked population<\/li>\n\n\n\n<li>Strong mobile-first user behavior<\/li>\n\n\n\n<li>Government support for digital finance<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Fintech startups in India often focus on:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Payments infrastructure<\/li>\n\n\n\n<li>Lending platforms<\/li>\n\n\n\n<li>Financial inclusion solutions<\/li>\n\n\n\n<li>Insurance technology (InsurTech)<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">USA: Financial Innovation and Capital Depth<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The United States is a global leader in financial technology innovation, offering:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Mature banking and financial systems<\/li>\n\n\n\n<li>Deep venture capital ecosystem<\/li>\n\n\n\n<li>Advanced regulatory frameworks<\/li>\n\n\n\n<li>Strong enterprise fintech adoption<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">US fintech startups often focus on:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Neobanking<\/li>\n\n\n\n<li>Wealth management platforms<\/li>\n\n\n\n<li>Blockchain and crypto solutions<\/li>\n\n\n\n<li>Enterprise financial software<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Role of Angel Investors in Fintech Startups<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. Early-Stage Funding<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Fintech startups require capital for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Product development<\/li>\n\n\n\n<li>Regulatory compliance setup<\/li>\n\n\n\n<li>Technology infrastructure<\/li>\n\n\n\n<li>Security systems<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Angel investors provide essential early funding before venture capital involvement.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">2. Regulatory Navigation Support<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Fintech is a heavily regulated industry. Angel investors help startups understand:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Financial compliance requirements<\/li>\n\n\n\n<li>Licensing procedures<\/li>\n\n\n\n<li>Cross-border regulations (India\u2013USA)<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">3. Product Strategy Guidance<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Experienced investors assist in shaping:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Payment systems architecture<\/li>\n\n\n\n<li>Lending risk models<\/li>\n\n\n\n<li>User experience design<\/li>\n\n\n\n<li>Security and fraud prevention systems<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">4. Market Entry Strategy<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Angel investors guide fintech startups on:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Target customer segments<\/li>\n\n\n\n<li>Geographic expansion (India \u2194 USA)<\/li>\n\n\n\n<li>Pricing and monetization models<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">5. Network Access<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">They provide access to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Banks and financial institutions<\/li>\n\n\n\n<li>Payment processors<\/li>\n\n\n\n<li>Enterprise customers<\/li>\n\n\n\n<li>Venture capital firms<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Cross-Border Fintech Investment: India and USA<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Cross-border angel investment between India and the USA is particularly strong in fintech due to global financial integration.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Why It Works:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>India provides scalable fintech innovation<\/li>\n\n\n\n<li>USA provides global financial infrastructure and capital<\/li>\n\n\n\n<li>Combined ecosystems allow global product deployment<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Common Investment Structures:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>SAFE agreements (Simple Agreement for Future Equity)<\/li>\n\n\n\n<li>Convertible notes<\/li>\n\n\n\n<li>Delaware-based entities for global fundraising<\/li>\n\n\n\n<li>Hybrid India-US holding structures<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Key Fintech Segments Attracting Angel Investment<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. Digital Payments<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Platforms enabling real-time money transfers and digital wallets are top investment targets.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">2. Lending Platforms<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Online lending and credit scoring startups are growing rapidly.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">3. InsurTech<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Digital insurance platforms are modernizing traditional insurance systems.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">4. WealthTech<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Automated investment platforms and robo-advisors are gaining traction.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">5. Blockchain and Crypto Fintech<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Decentralized financial systems and crypto payment solutions are attracting global investors.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">6. RegTech<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Regulatory technology solutions that help financial compliance are increasingly important.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Why Angel Investors Prefer Fintech Startups<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. Massive Disruption Potential<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Fintech is transforming traditional banking systems globally.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">2. Recurring Revenue Models<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Subscription-based or transaction-based models provide predictable income.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">3. Global Scalability<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Fintech solutions can be deployed across multiple markets with minimal localization.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">4. Strong Data Advantage<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Fintech startups generate valuable financial data that improves decision-making.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.deepakbansal.com\/blog\/wp-content\/uploads\/2026\/02\/E9979D1A-0410-41F5-BFAF-9C108C582ECA-1024x683.png\" alt=\"\" class=\"wp-image-365\" srcset=\"https:\/\/www.deepakbansal.com\/blog\/wp-content\/uploads\/2026\/02\/E9979D1A-0410-41F5-BFAF-9C108C582ECA-1024x683.png 1024w, https:\/\/www.deepakbansal.com\/blog\/wp-content\/uploads\/2026\/02\/E9979D1A-0410-41F5-BFAF-9C108C582ECA-300x200.png 300w, https:\/\/www.deepakbansal.com\/blog\/wp-content\/uploads\/2026\/02\/E9979D1A-0410-41F5-BFAF-9C108C582ECA-768x512.png 768w, https:\/\/www.deepakbansal.com\/blog\/wp-content\/uploads\/2026\/02\/E9979D1A-0410-41F5-BFAF-9C108C582ECA.png 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Challenges in Fintech Angel Investment<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. Regulatory Complexity<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Fintech startups must comply with strict financial regulations in both India and the USA.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">2. High Security Requirements<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Data protection and cybersecurity are critical concerns.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">3. Market Trust Issues<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Financial products require strong user trust, which takes time to build.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">4. Capital Intensity<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Some fintech models require significant upfront investment.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">5. Cross-Border Compliance<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Operating between India and the USA increases legal complexity.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">How Fintech Startups Can Attract Angel Investors<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. Build a Strong MVP<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A working prototype is essential for investor confidence.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">2. Demonstrate Early Traction<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Metrics such as users, transactions, or revenue are critical.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">3. Focus on Compliance Readiness<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Startups must show regulatory awareness and preparedness.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">4. Highlight Scalability<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Investors look for solutions that can scale across markets.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">5. Build a Strong Founding Team<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Expertise in finance, technology, and compliance is essential.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Role of Angel Networks in Fintech Funding<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Angel networks help fintech startups by:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Connecting startups with fintech-focused investors<\/li>\n\n\n\n<li>Organizing pitch events and demo days<\/li>\n\n\n\n<li>Facilitating cross-border investments<\/li>\n\n\n\n<li>Providing structured deal flow<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">These networks are especially active in India and the USA fintech ecosystems.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Future of Fintech Angel Investment Between India and USA<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. AI-Driven Financial Solutions<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Artificial intelligence will power risk assessment, fraud detection, and investment decisions.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">2. Increased Cross-Border Financial Integration<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Fintech startups will increasingly operate globally from day one.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">3. Rise of Embedded Finance<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Financial services will be integrated into non-financial platforms.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">4. Remote Investment Ecosystems<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Virtual fundraising will become the norm.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">5. Stronger Regulatory Collaboration<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">India and USA may develop more aligned fintech regulatory frameworks.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Angel investors play a crucial role in shaping the future of fintech startups in both India and the USA. They provide not only early-stage capital but also strategic guidance, regulatory insight, and global market access.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In India, fintech angel investors enable rapid innovation and financial inclusion at scale. In the USA, they support advanced financial technologies and global expansion. Together, they form a powerful cross-border ecosystem driving the future of digital finance.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For fintech startups, angel investors are not just funders\u2014they are <strong>strategic partners in building scalable, compliant, and globally competitive financial platforms<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fintech has become one of the most transformative sectors in the global startup ecosystem. From digital payments and lending platforms to blockchain-based financial systems and neobanking solutions, fintech startups are reshaping how individuals and businesses manage money. In this fast-evolving industry, angel investors play a critical role in funding early-stage innovation, especially across high-growth markets [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2353","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.deepakbansal.com\/blog\/wp-json\/wp\/v2\/posts\/2353","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.deepakbansal.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.deepakbansal.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.deepakbansal.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.deepakbansal.com\/blog\/wp-json\/wp\/v2\/comments?post=2353"}],"version-history":[{"count":1,"href":"https:\/\/www.deepakbansal.com\/blog\/wp-json\/wp\/v2\/posts\/2353\/revisions"}],"predecessor-version":[{"id":2354,"href":"https:\/\/www.deepakbansal.com\/blog\/wp-json\/wp\/v2\/posts\/2353\/revisions\/2354"}],"wp:attachment":[{"href":"https:\/\/www.deepakbansal.com\/blog\/wp-json\/wp\/v2\/media?parent=2353"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.deepakbansal.com\/blog\/wp-json\/wp\/v2\/categories?post=2353"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.deepakbansal.com\/blog\/wp-json\/wp\/v2\/tags?post=2353"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}